Federal Direct Stafford Unsubsidized Loans

The Federal Direct Stafford Unsubsidized Loan is a non-need-based loan. If students qualify for an unsubsidized loan, they can receive up to $20,500. Direct Loan borrowers will be charged interest from the time the loan is disbursed until it is paid in full. Students can choose to pay the interest while they are in school, or have the interest added to the principal of the loan. Published current interest rates are available online at studentaid.gov.

Federal Direct Graduate PLUS Loan

The Federal Direct Graduate PLUS Loan is non-need-based, requiring a credit check by the lender before approval to determine a student’s credit history. The Federal Direct Graduate PLUS Loan allows students to receive funding up to the cost of enrollment, minus other financial aid students receive. Students should, therefore, apply for their annual Direct Stafford Loan maximum eligibility before applying for the Federal Direct Graduate PLUS Loan. Published current interest rates are available online at studentaid.gov. Interest begins to accumulate on the date of the first disbursement.

Repayment

Repayment usually begins six months after a student graduates or when a student’s enrollment status drops to less than half-time. Direct Loan servicers may offer deferment and/or forbearance repayment options. Click here for more information about loan repayment.

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The 2020-21 FAFSA is now available
School Code: G25784

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