Federal Student Financial Aid Penalties for Drug Law Violations

Students with criminal convictions have limited eligibility for federal student aid. Your eligibility for federal student aid can be affected by incarceration and/or the type of conviction you have. Click here for more information.

Code of Conduct

MUIH’s Student Loan Program Code of Conduct was adopted to ensure uniform student loan practices focusing on the best interest of student borrowers. The Student Loan Code of Conduct restrictions are defined to avoid any potential conflict of interest among school employees, lending institutions, and students in the student financial aid process.

  • Revenue Sharing Prohibition: MUIH will not receive anything of value from any lending institution in exchange for an advantage sought by the lending institution.
  • Gift Ban: MUIH employees with responsibility for financial aid work will not solicit or accept any gift from a lender, guarantor or servicer. A “gift” is defined as any gratuity, favor, discount, entertainment, hospitality, loan or other item having a monetary value of more than a small amount.
  • Advisory Board Compensation Rules: MUIH employees with financial aid responsibility will not accept anything of value for serving on the advisory board of any lending institution.
  • Opportunity Pools: MUIH will not request or accept from any lender any offer of funds to be used for private education loans, including funds for an opportunity pool loan, in exchange for MUIH providing concessions or promises of a specified number or volume of Title IV loans, or a preferred lender arrangement for Title IV loans.
  • Contract Arrangement Prohibition: MUIH employees, officers and agents with educational loan responsibilities will not accept any fee, payment or other financial benefit (including the opportunity to purchase stock) from a lender as compensation for any type of consulting arrangement or other contract to provide services to a lender or on behalf of a lender relating to education loans.
  • Staffing Assistance Ban: MUIH will not request or accept assistance from any lender to staff a call center or financial aid office.
  • Loan Certification: MUIH employees will not refuse to certify or delay loan certification based on the borrower’s selection of a particular lender or guarantor.
  • Assigning Lenders: MUIH employees will not assign first-time borrowers to a particular lender.
  • Preferred Lender Guidelines/Disclosures: MUIH will not use a Preferred Lender List. Students will be told that they have the right and responsibility to select the lender of their choice.

Student Rights and Responsibilities for Financial Aid Eligibility

Information regarding all policies and procedures described in this section is available through the MUIH website, unless otherwise noted.

As a MUIH Graduate student, you have the right to know the following:

  • All federal, state, institutional, and private student financial assistance programs available, including both need and non-need-based programs.
  •  The cost of attending MUIH, how the Cost of Attendance is calculated, how the Expected Family Contribution is determined, and how your financial need is calculated using these numbers.
  • Procedures, forms, deadlines, and eligibility requirements to apply for financial assistance
  • How financial aid will be disbursed including an explanation of MUIH’s refund policy
  • What portion of financial aid is a loan, which must be repaid, and what portion is a grant. If a loan has been received, you have the right to know the interest rate and loan repayment options and procedures. Sample repayment schedule is available through Entrance Counseling at https://studentloans.gov
  • The satisfactory academic progress (SAP) requirements to maintain eligibility for financial assistance, how to appeal a loss of financial assistance due to failing to meet SAP requirements, and how to regain eligibility for financial assistance after failing to meet the standards without an appeal.
  • Policies regarding confidentiality of financial aid records. MUIH complies with the Family Educational Rights and Privacy Act of 1974. Information can be found here: https://muih.edu/sites/default/files/documents/registrar/FERPA_Policy.pdf
  • Who to contact and how to contact the appropriate MUIH personnel regarding student financial assistance
  •  Exit counseling information which is required upon transfer from or completion of your program at MUIH. Information is available here: https://studentloans.gov
  • The general terms and conditions applicable to any employment provided to a student as part of the student’s financial assistance package.

As a MUIH Graduate student, you have the responsibility to do the following:

  • Read and consider all information about MUIH before you enroll
  • Complete all MUIH application forms accurately and submit them to the appropriate office(s) by required deadlines
  •  Accurately and honestly complete your Free Application for Federal Student Aid (FAFSA). Errors can result in processing delays. False or misleading information is a criminal offense, and is subject to a fine, imprisonment, or both.
  • Use all financial aid received solely for expenses related to attending MUIH